Most people that find themselves struggling financially are not lacking financial resources; they have simply developed awful spending habits that they can’t shake.
It’s as if every advert, sale sign and shopping mall is calling their name – begging them to just “take a look” and the more they let themselves succumb to the calls, the harder it becomes to ignore them.
The best way out is to decide that you're not going to spend your money on things you don’t need and use your money, time and energy on more productive endeavors.
It is important that you “do something” to fill up the time that you’d normally spend paging through sales catalogues, browsing through special offers online and reading through reviews – and what better way to use your time than to earn rather than spend? Financial success is all about replacing bad habits with good ones.
We often need to do a lot of stumbling around before finding methods and systems that work best for the situation that we are in – search for these methods!
This goes hand-in-hand with getting to know yourself because once you’ve made an effort to do that, you’ll probably find that you spend a little more money than you should.
At the risk of upsetting the clothing aficionados amongst us, how many pair of jeans do you really need?
It may be hard to control your urges to splurge on the latest gadgets, extravagant dinners and exciting weekend getaways but a little bit of restraint will go a long way.